Credit Report Review
Your credit score impacts your life in many ways. It influences the interest rate a lender charges when you buy a car or house, which determines how much you will pay for the loan. Your credit score can influence your credit card interest rate and the amount you pay for insurance. When you interview for a job, information on your credit report can even influence whether you are offered employment.
GreenPath counselors will guide you through your credit report to help you understand:
- How to read the report
- How to dispute inaccurate information
- What variables are used to determine a credit score
- Ways to improve the credit score
A credit report review benefits everyone – whether you have been denied a loan or are just seeking advice for long-term financial well-being.
Access Your Free Credit Report
You can obtain one free credit report per year from each of the three credit bureaus — Experian, Equifax, and TransUnion. Access your free reports at AnnualCreditReport.com. While the reports are free, you should expect to pay about $5 if you want to see your credit score.